Ruffins River Landing

Rate Buy-Down

Rate as low as 4.875% / Payment as low as $2,048!
Act now to lock in rates as low as 4.875% (FHA) plus a $2,400 agent bonus.

*Offer applies to select new homes purchased October 23, 2024 through November 30, 2024, and may not be available with other offers, promotions or price discounts. Loans must be closed by December 31, 2024, and are subject to lender approval. Financing example based on an FHA 30-year fixed loan product with a purchase price of $394,000, 680 FICO score, 3.5% down payment, and a total loan amount of $386,863. Principal and interest payment of $2,047.31 is based on a rate of 4.875% and an APR of 5.834%. Payment does not include taxes, homeowners’ insurance, or mortgage insurance. In addition to the builder paid rate incentives, the builder agrees to contribute up to $5,350 toward approved Buyer closing fees. No prepaids will be included. See additional contract addendum for specific list of approved incentive amounts. Financing offered by Alpha Mortgage NMLS 1860353 6329 Oleander Drive Wilmington NC 28403. alphamortgage.com nmlsconsumeraccess.org. Borrower is not required to finance through Alpha Mortgage but must use Alpha Mortgage to receive incentives. Rates advertised may not be available for all credit profiles and may require the borrower to pay points to obtain the advertised rate and APR. Not all applicants will qualify. Please meet with a licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Copyright© 2024. All Rights Reserved. Equal Housing Lender.